The 15 Best Real Estate Calculators Across The Internet

Laura Olson
Dec 10, 2022

Are you a real estate professional looking for the best calculators to help you run the numbers? Look no further—we’ve compiled a list of 15 of the best real estate calculators on the internet.

Whether you need to calculate rental income and expenses, estimate renovation costs, or calculate mortgage payments, these calculators can provide quick and accurate answers. With many offering additional features such as loan comparison and amortization schedules, these calculators are essential tools for any real estate professional.

Check out Obie’s list below and find the best calculator for your needs.

Avail Buy and Hold Calculator

A buy-and-hold calculator can help if you’re looking to invest in real estate but need to know if a rental property is the right decision

This free tool takes into account a variety of factors, including your initial investment, property expenses, rent prices, and potential appreciation. By plugging in this information, the calculator can project your overall profit over time and give you an idea of whether or not the investment will be worth it in the long run. It also allows you to tweak different variables and see how they might impact your potential profits.

This buy-and-hold rental property calculator from Avail makes it easy to calculate your ROI (return on investment) and much more. 

Link to this calculator

Real Estate 70% Rule Calculator

The 70% Rule calculator is essential for determining the maximum price you should pay for a property. By inputting the estimated after-repair value and renovation costs, the calculator will quickly determine whether or not the deal meets your criteria. This allows you to eliminate overpriced properties or those not worth the investment quickly. Additionally, the calculator helps to keep you on track during the renovation process by ensuring that expenses stay within budget.

Mortgage Calculator has a 70% Rule Calculator to help determine the maximum allowable offer for a property.

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FitSmallBusiness Flipping Calculator

Are you interested in flipping property but not sure where to start? A real estate calculator can help take some of the guesswork out of the process. Entering information like the property's current value, expected profit margins, and renovation costs, a calculator can give you an estimated sale price and potential profit. It can also help you make informed decisions about offers and negotiate with sellers.

This free online house-flipping calculator from Fit Small Business will come in handy to calculate your cost, profit, and ROI.

Link to this calculator

BiggerPockets Wholesale Calculator

Wholesaling involves finding a property, negotiating a below-market price with the seller, and quickly assigning the contract to another buyer for a wholesale fee. Sounds simple enough. But for wholesaling to be successful, investors need to have a firm understanding of their potential profit margins and potential expenses. 

By inputting data like the purchase price and estimated repair costs, a wholesale calculator can help you determine your maximum offer and estimated profit margin - crucial information before proceeding with any deals.

BiggerPockets has an array of real estate investment calculators, including a wholesale calculator to quickly and efficiently analyze a home for wholesaling: https://www.biggerpockets.com/investment-calculators

Rehab

When investing in fix-and-flip properties, accurately estimating rehab costs is crucial for determining the project's profitability. Failing to budget properly for renovation expenses can lead to costly surprises and ultimately prevent a profitable sale. A rehab calculator can help real estate investors better assess the cost of repairs by allowing them to input estimated prices for materials and labor, as well as any additional expenses such as permits or project management fees.

Visit the MyHouseDeals website for a list of 5 of the best rehab calculators for real estate investors.

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Rabbu Short Term Rental

With short-term rentals, it can be easy to accurately predict your potential revenue. To truly understand the bottom line of your investment, it's important to carefully consider all of the variables that affect your rental income stream. 

Data points to take into account include projected occupancy, average daily rate (ADR), revenue per available night (RevPAN), the historical performance of other vacation rentals nearby, and seasonality. This tool also lets you use additional filters such as number of bedrooms, amenities, property type, number of comparables, and guest reviews.

The vacation rental calculator from Rabbu provides you with seasonalized revenue projections for each month and the entire year based on nearby active Airbnb listings simply by entering the address. They’ve provided investors with over 2.2 million Airbnb revenue estimates for any city, county, or zip in the U.S.

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BRRRR

The "BRRRR" method - which stands for "buy, rehab, rent, refinance, repeat" - is a popular strategy among real estate investors. When using the BRRRR method, it can be challenging to estimate the financial impact of renovating a rental property, as there are many variables to consider. By inputting your initial investment and anticipated expenses, as well as projected rental income and refinance savings, the calculator can calculate your expected ROI and give you an idea of how profitable the investment will be.

Visit the Mortgage Calculator website and use the free BRRRR Calculator to calculate the costs and cash flow for buy, repair, rent, refinance, and repeat in real estate investments.

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LandlordGurus.com Operating Ratios Calculator

Operating ratios measure the effectiveness of your property's operations, letting you see how well you are managing expenses and profits. One example is the expense-to-income ratio, which shows the percentage of rental income that goes towards expenses such as maintenance and taxes. By regularly using a reliable operating ratios calculator, you can gain valuable insight into the performance of your rental properties and make informed decisions for their future success.

Use the operating expense ratio calculator from Landlord Gurus to see how well you are controlling expenses relative to income. 

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Internal Rate of Return (IRR) Calculator

IRR is a metric that measures the profitability of an investment, taking into account the timing and size of cash flows. But calculating IRR can be a tedious and confusing process. With an IRR calculator, you can quickly and easily calculate potential returns by inputting cash flow information. The results can then be compared with other potential investments, helping you make more informed decisions about where to invest your money.

IRRCalculator.net has a simple calculator you can use to determine the internal rate of return from an investment property.

Link to this calculator

Mortgage Payment

Budgeting and planning are important for all real estate investments, and one of the most important aspects is determining how much you can afford in mortgage payments. 

By inputting information such as the loan amount, interest rate, and length of loan, a mortgage calculator can quickly give you an estimated monthly payment. This allows you to easily compare different properties and various financing scenarios using alternative down payments and interest rates.

The mortgage payment calculator from Bankrate makes it easy to explore different financing options with variable interest rates, loan terms, down payment, and more based on the zip code your rental property is located in.

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Loan Amortization Calculator

Loan amortization is the process of gradually paying off a loan through regular payments made over time. Each payment is divided into portions that cover interest and principal. A loan amortization calculator can assist real estate investors by helping them determine their monthly loan payments and showing the breakdown between principal and interest payments. It can also be used to determine the annual tax deduction for interest payments, estimate the payoff date of the loan, and gain insight into long-term financing strategies.

Visit Calculator.net to generate an annual amortization schedule and loan amortization graph.

Link to this calculator

Zillow Refinancing Calculator

Interest rates can have a big impact on your profits. A refinancing calculator can help you determine the financial implications of different interest rates and make informed decisions about whether to refinance or not. 

The calculator takes into account factors like the current loan balance and term, as well as the new interest rate and loan term being considered. This allows you to easily compare how a potential refinancing could affect your monthly payments and total interest paid over time.

With Zillow's free refinance calculator, you can calculate whether refinancing is worth it for your situation.

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HELOC Calculator

A HELOC - or home equity line of credit - is a great way to access the equity in your property without having to sell it. This can be a great strategy for investors who want to buy and hold onto a property for the long term. 

But how do you know how much you qualify for? That's where a HELOC calculator comes in. Just enter in some basic information about your property, income, and debts, and the calculator will give you an estimate of how much money you could qualify for.

Use this HELOC calculator from Mortgage Calculator to determine the home equity line of credit amount you may qualify to receive.

Link to this calculator

SmartAsset.com Capital Gains Calculator

If you're thinking about selling one of your investment properties, it's important to calculate your capital gains before making any decisions. A capital gains calculator can help you determine how much money you'll owe in taxes on the sale. Just enter in the purchase price, sale price, and any depreciation you've taken, and the calculator will do the rest.

The Smart Asset capital gains tax calculator shows how gains you make when selling real estate or stocks will be impacted by federal, state, and local capital gains taxes.

Link to this calculator

Income Tax Calculator

Investors who own rental properties may be subject to income tax on their rental income and capital gains when a property is sold. An income tax calculator can help you estimate how much tax you'll owe based on your marginal tax rate. Enter your total income, gains, and deductions, and the calculator will give you an estimate of your tax liability.

Calculator.net's income tax calculator estimates the refund or potential owed amount on a federal tax return.

Link to this calculator