Get the coverage you need while you work on your property. Compare the differences between DP1, DP2, and DP3 to determine which you need. Obie offers quotes for all three and can help you secure the right coverage. To start your quote, enter your address below.
Obie Advantage:
*Fire, *wind, and *hail damage with all three policy types
Fastest quote delivery in the industry
Additional endorsements available, such as flood insurance
“I have enjoyed working with Obie Insurance for a number of years now. Easy to work with, they find great insurance plans/rates, and are always fast to respond to all of our insurance needs!”
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“The people at Obie are great to work with! They’ve always responded quickly to my questions and concerns.”
“Easy fast and smooth process, and really good rates!”
“Obie was so easy to deal with and got the coverage that I needed. My old policies had exclusions and I didn't even know it until Obie reviewed.”
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Yes
47 State (Excluding FL, TX, NY)
Arcana/Lloyds of London (AM Best A)
Non-Admitted
Yes
No
Annual pay (Credit Card (3.5%, ACH-$3, Mortgagee Billing). Agents are financially responsible for canceled earned premium + certificate fees). Requiring clients to pay in full on every policy avoids the possibility of agents owing money.
Yes
No
Major and minor
Yes
Yes
Yes
• Digital Partners- IL, IN, OH, PA, WI
• Accelerant- AZ, CA. CO, NV, MI, UT
• Digital Partners/Munich- (AM Best A+)
• Accelerant (AM Best A-)
• Digital Partners- Admitted
• Accelerant- Non-Admitted
No, Quote request should be submitted via form and completed by the agency dev team
Yes, Batch quotes must be sent to the agency dev team in excel format.
Annual Pay (Credit Card or Mortgagee bill)
• No fees
No
• Munich- No
• Accelerant- Yes, must list how many days occupied
Minor renovations only
Up to 90 days
No
No
Obie streamlines getting DP1, DP2, and DP3 policies—in all 50 states. Obie offers the fastest quote process in the industry, while keeping prices affordable and coverage flexible to your needs.
One unit, one house.
Two to four units in a building.
Buildings with 5+ units.
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An owned unit within a building.
Whether you're starting a new build, flipping a rundown single-family home, or buying a turnkey duplex, Obie can find the right coverage for the right property.
Get a quote, regardless if you’ve already closed on your property or are still underwriting the deal.
*Disclaimer - Coverages can vary by carrier. Some carriers may not offer to cover all perils.
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AK #3001323846
AL #3000908445
AR #3000916052
AZ #3000916073
CA #6002583
CO #648689
CT #2716551
DC #3001009541
DE #3001247094
FL #L109506
GA #213072
HI #534451
IA #3000916206
ID #838797
IL #3001410691
IN #3563275
KS #845129262-000
KY #1091384
LA #863278
MA #2141684
MD #3000916120
ME #AGN378956
MI #128349
MN #40736335
MO #3000915661
MS #15040365
MT #3001247095
NC #1000712051
ND #3001247091
NE #3001266894
NH #3001152116
NJ #3001232518
NM #3002380649
NV #3562275
NY #1638380
OH #1313308
OK #3000916108
PA #953805
PA #1027420
PA #1038898
RI #3001151816
SC #3000916142
SD #10027388
TN #3001140087
TX #2538944
UT #819412
VA #148902
VT #3653729
WA #1101235
WI #3000916141
WV#3001232811
WY #460662
AZ #3001495975
CA #6006652
CO #709122
FL #L114608
IL #3001410691
IN #3715685
IN #3726236
MD #3001485673
MI #134516
NJ #3001475592
NV #3715355
NV #3733855
OH #1389553
OH #1396167
OR #3001525732
PA #1027420
PA #1038898
TN #3001475594
TX #2720237
TX #2722701
UT #886292
UT #886293
VA #152131
WI #3001475580
